Regardless of whether we like it or not, we all experience going through rough times, especially when it comes to our finances. And no matter how much we try to ensure that we’ve managed our finances properly, there will always come a time that we find ourselves in a financial rut.

Financial ruts can range from small and simple unexpected bills to more expensive ones that include food, housing expenses, car repairs, household items that we need to pay for. The problem is that sometimes, payday seems to be so far away. Hence, the immediate need for a way to settle the debt. To make things worse, not everyone has a good standing credit score, making the situation more complicated that it seems.

Credit Score

An individual’s credit score can greatly affect if and how much he can lend from financial institutions who determine this by several factors – late payments, amount of money in the bank that one has, bankruptcy and others. Generally, the higher the credit score, the better since a good credit score testifies to your ability to pay the lending company.

But due to unavoidable circumstances, even late payments to credit card and utility companies severely damage and lower your credit risk, making it hard for you to even borrow money should you need it.

The good thing though is that there are companies who offer no credit check loans, subject to their regulations. This would be a better option if the amount offered through payday loans online isn’t enough for what you truly need.

In terms of requirements, there isn’t much to begin with. Most would consider you after you are able to present proof that you are earning at least a thousand dollars and that you have a full-time regular job. The problem though is that since this lending option entails no credit check loans, then there’s a limit as to how much you are only able to borrow. Most states put the limit at $500 but there are quite a few companies who offer even more of as much as $1,000 dollars. This is often what we call an unsecured loan.
Now, there are loans that lessen the risk on the part of the lender, which we refer to as secured loans. In this case, the lender requires that the borrower, before being lent money, present to him a collateral, an item of high value equal or more to the money borrowed. Now the collateral, often in the form of jewelry, land title, and cars, guarantee payment on the part of the borrower and should payment not be made and the debt left unsettled, the collateral will be forfeited. This type of loan is usually long term and offers as much as a thousand to twenty five thousand US Dollars.

Processing time may take longer than a day although the guarantee is that you can always look forward to something in your next paycheck, unlike the other no credit check loans where your next paycheck definitely goes to the lender.…

And just needing that extra money to pay for sudden expenses that isn’t really part of your financial plan, then look no further for lending options and take advantage of the guaranteed payday loan.

Let’s admit it, everyone of us experiences it at some point. No matter how much you save and prepare for your monthly expenses, there always come that time when you either miss something or a bill crops up from out of nowhere. Be it for food, household expenses like utilities, repair for the car or anything that can’t seriously wait until the next payday, you need to have that loan and fast! But going to banks is tedious, not to mention, the amount of paper work you have to fill-up just to get that car of yours repaired. And most of the time, financial institutions in general aren’t much of a help either. This is where a guaranteed payday loan comes in.

Guaranteed payday loan is perfect when you need to spend for something but the next payday seems just so far away and compared to other lending options, it’s faster and easier too! Here are just some of the key benefits:

1) Speed. Generally, lending companies that offer payday loans do not require their users for documents and papers aside from the basic paper work that they need for file.

2) No Credit Check. Is your credit risk high? Don’t worry because a guaranteed payday loan doesn’t require a great credit score! Yes, lending companies do not generally conduct a credit check for people who go for a guaranteed payday loan.

3) Amount. There’s also flexibility of options in terms of the amount that you can borrow, helping you control your expenses. Usually, the amount ranges from $100 to $500, which is pretty much enough to cover what you need.

4) Waiting Time. And did we mention that loans are approved in 24 hours? Yes, you don’t have to wait for representatives to finish their background check because money is wired within 24 hours of application, immediately after verification has been performed.

5) It’s all Online. Because we have automated much of our processes, even filing for a guaranteed payday loan can be done from the comfort of your own homes! No more waiting for the bank to open, or for staying in line. In fact, forget about even leaving your house just to submit your documents! Download forms from your lenders website, fill-them out and submit them as per the requirements of your moneylender and you’re good to go.

6) 95% Chance of Approval. Believe it or not, seldom are people turned away when they apply. More often than not, 95% or even more are granted a loan which means you have a high chance of getting that guaranteed payday loan.
At some point, the flexibility, easiness and smooth free process of securing a fast and guaranteed payday loan beats other lending options, making it one of the better choices when in need.…